撞了個電動車，對方韌帶拉傷，判我們全責。墊付了大概6000，主要是核磁費用。 3個月對方就恢復正常了。現在過去8個月了，對方也不結案。Hitting an electric car, the other side's ligaments were strained and sentenced us to full responsibility. About 6,000

        撞了個電動車，對方韌帶拉傷，判我們全責。墊付了大概6000，主要是核磁費用。 3個月對方就恢復正常了。現在過去8個月了，對方也不結案。估計時嫌誤工費賠的少。據說人傷時訟有效期是一年。這種情況下我能找保險公司拿回墊付的錢嗎？一年後過了訴訟有效期，又怎麼處理，以後再也不墊付了

         Hitting an electric car, the other side's ligaments were strained and sentenced us to full responsibility. About 6,000 advances were made, mainly due to nuclear magnetic charges. The other party returned to normal within 3 months. Now that eight months have passed, the other party has not closed the case. It was estimated that the loss of lost time was too small. It is said that the lawsuit is valid for one year when a person is injured. In this case, can I find an insurance company to get the money back? One year later, the validity period of the lawsuit has passed, how to deal with it, and no more advance payment will be made in the future

--------------------------------------------------------------------------------------------------------

回复：幹嗎墊錢呢？他要誤工費你讓他拿出證明來啊。直接起訴傷者和保險公司吧，要求法院將所有賠償費判給保險公司你要的錢也可以拿回來。

回复：人傷是兩年訴訟期，找保險你是拿不到的，你可以起訴對方就行了。

回复：幹嘛非要等兩年，直接起訴解決事情就完了唄

回复：事情早點解決

回复：看你保險情況了！一般來說，不會提前給你報銷的。

但有的保險公司，還是很不錯的，因為好幾個月了，也會先給你報銷了，後續再說以後的賠償。

回复：對方可以要，你可以不給。然後對方必須到法庭起訴才有司法機關強制執行，而法院會以超出訴訟時效為由駁回起訴。再然後就沒有任何人或單位有強制讓你給錢的權力了。