求助,我是小車,對方改裝電動車,他超車直接撞上我的,當時我只有30碼左右,這樣的情况我有什麼責任,對方檢查我叫救護車送醫院,檢查費用我出的,人沒骨折,就留院觀察幾天,他家說我全責,讓我全包醫藥費,我直接讓交警處理對嗎,我的車全保險的。我的車前面保險架子被他撞斷了,責任會讓他賠付修理費嗎,保險方說,如果是我的責任就我出,不是我的就不要出對嗎? Help bar friend, I am a car, the other side refitted an electric car, he overtakes the car directly hit me, at that time I was only about 30 yards, what responsibility do I have in such a situation, the other party inspected me to send an ambulance to the hospital, the examination fee I paid, the person did not have a fracture, he stayed in the hospital for observation for a few days, his family said I was fully responsible, let me pay all the medical expenses, I directly let the traffic police deal with it, right, my car is fully insured Yes. He broke the front safety frame of my car. Will he be responsible for the repair? The insurer said, if it's my responsibility, I'll pay for it. If it's not mine, don't do it, right? ------------------------------------------...